-no credit also. the car I want is $13,000. Also I only want to make a down payment of 2,000You'll get people telling you it's "impossible," but it's not. Because of your age, the amount of income you make and the down payment you're looking to put on the car, I'd say you have a decent chance. The no-credit might be an issue; if that's the case, you might need a parent or friend to co-sign for you.
Other than that, I don't see why you would be denied.
Im in the same boat, same age too. Only thing is it would be smart just to buy a used car with the money you actually have. The car you mentioned is 13,000 dollars of debt, not just money u need lended to you. Meaning on top of trying to pay off that car, you have insurance, gas, oil, and maintenance to stress over. Not to mention all those times u go out to eat or to the movies are over. Lol owning a car in general is expensive. Just be careful.
Impossible without a cosigner with very good credit.
A buy here pay here place would finance you with $2000 down but on a much cheaper car. Maybe a $3000 car that you would pay $6995+ interest for.
They are really bad deals.
Best bet...buy a $2000 car or save up til you have more.
No legit lenders will lend to anyone who earns less than $1500 per month.
2000 is not a bad down payment . Most lenders don't want your payment to exceed 20% of your income which means $180 dollars for your income. You'll be able to get a loan just maybe not as much as you are hoping for.
http://loan-seeker.info/bad-credit-loans/ has a list of reputable loan providers, even if you do not have the best credit.
LMAO.... 1-5% chance of approval.
If you put down $7000, you'll get it.
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